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Enrollment
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Links & Resources
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With LifeWise, you have a wide variety of plans from low cost high deductible plans to more conventional plans which have moderate to rich coverage (not all plans cover maternity). All the plans use a PPO network so referrals are not necessary.
All plans provide 24 hour on the job coverage for the subscriber.
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Plan Options
WiseChoices Prime
WiseChoices Prime offers a $1,500 and $3,000 deductible. You pay a $30 copay for office visits (including naturopathy) and a $25 copay for alternative care office visits, when you use preferred providers. You never pay a deductible for these services. Other services including hospital are covered at 70% after the deductible. |
WiseEssentials Rx
WiseEssentials Rx is a catastrophic (or value) coverage plan that includes generic prescription drugs coverage. It provides coverage for major medical events as well as six office visits with the deductible waived and no out-of-pocket costs for preventive screenings. You can choose from three deductible options, and your coinsurance amount is 25% (with preferred providers).
WiseEssentials Copay
The WiseEssentials Copay plans offer higher annual deductibles which lowers your monthly rate. Plan covers your first three office visits with a $25 copay. No prescription drug coverage but access to the Prescription Discount Program. |
WiseSavings
WiseSavings is an HSA with a $1,820 or $3,640 individual deductible ($3,000 or $6,000 family) with no prescription drug coverage but access to the Prescription Discount Program. You may set up a HSA account at any financial institution of your choice; two popular choices are HSA Bank and Wells Fargo.
WiseSimplicity
This $10,000 deductible plan provides up-front coverage for one preventive care exam with deductible waived per year, all other services covered at 100% after deductible. Plan offers a low monthly rate for those willing to pay more out-of-pocket costs. This is not an HSA. |
Benefit Summaries & Rates
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Benefit Summaries & Rates
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Benefit Summaries & Rates
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